What does It Cost

The LCC Prepaid MasterCard® represents excellent value for money. Our fees are highly competitive.

Summary Box: The information contained in this table summarises key product features and is not intended to replace any terms and conditions

On Application
Card issue fee £ 9.95 (may be offered FREE in certain promotions)
Additional card fee £ 4.95 per card
Limits Minimum Initial Load Amount £10
Maximum Initial Load Amount £1500
Usage Restrictions For full details please refer to the terms and conditions
Ongoing Features
Transaction Fees FREE for purchase transactions in British Pounds
4.0% of value for purchases not in British Pounds
Cash Withdrawal Fees £ 1.00 per withdrawal in the UK
£ 1.99 per withdrawal outside the UK
*some ATM providers may apply surcharges
Monthly management fee £ 4.99 per month
Balance Enquiry FREE online on our website
SMS Text: £0.10 per text enquiry
Telephone: FREE call rates from the UK. Standard network charges may apply
Top-up fees and limits FREE loads in our stores
FREE for loads by Bank Transfer
3.0% of value for loads by PayPoint

Minimum Load Amount £10
Maximum Load Amount £1500
Maximum Card Balance £3000
Replacement card fees £ 4.95 per card
Other fees Administration Fee £12 (for exceptional requests)
Closure
Cancellation or Redemption £5.00 redemption fee (cancellation of card & return of funds)
Expiry 3 years

For more information please see our Terms and Conditions

Keeps you Safe

  • • Safe* alternative to carrying cash
  • • Chip and PIN protected
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*The Prepaid Card is an electronic money product and although it is a product regulated by the Financial Services Authority, it is not covered by the Financial Services Compensation Scheme. No other compensation scheme exists to cover losses claimed in connection with the Prepaid Card. This means that in the event that Newcastle Building Society becomes insolvent your funds may become valueless and unusable and as a result you may lose your money.