Why Should I Have One?

No Bank Account

There is no need to have a Bank account to request a LCC Prepaid MasterCard®.
Easy and simple to request and no credit checks are needed.
Available to all applicants over the age of 18 that meet the residency and identity verification requirements

Convenience

Your LCC Prepaid MasterCard is accepted globally, anywhere you see the MasterCard Acceptance Mark. This includes over 32million stores, hotels, restaurants and more than 1.5 million ATM's worldwide. You can also use it online and over the telephone.

Helps you Budget

With a LCC Prepaid MasterCard you only spend what you load. Our prepaid card can help you set up a budget and stick to it. You can track your spending and balance information online, by telephone and via SMS 24 hours a day.

Keeps you safe

If you lose your card simply contact us and we will cancel your card to make sure your money is safe. We can also send you a replacement card. A replacement fee of £4.95 will be charged. Our cards are Chip and PIN protected.

Could save you Money

The LCC Prepaid MasterCard has no load fees if you add money at a LCC store or by deposit in our Bank account. No transaction fees are charged for purchases made in British Pounds in shops, online or over the phone.
Details of the fees and costs can be found here

Keeps you Safe

  • • Safe* alternative to carrying cash
  • • Chip and PIN protected
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*The Prepaid Card is an electronic money product and although it is a product regulated by the Financial Services Authority, it is not covered by the Financial Services Compensation Scheme. No other compensation scheme exists to cover losses claimed in connection with the Prepaid Card. This means that in the event that Newcastle Building Society becomes insolvent your funds may become valueless and unusable and as a result you may lose your money.